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Homebuyers
Understand the basic steps to becoming a homeowner.
Homeowners
Are you experiencing financial hardship? CHFA has programs that may help you.
Lenders
Real Estate Agents
Counselors
Developers
Owners and Property Managers
An Act Concerning the use of Real Estate Escrow Deposits (Public Act 91-314) went into effect on January 1, 1992 and was later amended by Public Act 92-69 on May 19, 1992. The program was established to provide mortgage assistance for low- or moderate-income families or persons with downpayments or any other appropriate housing subsidies. Under the program, real estate brokers deposit residential and commercial escrow funds into interest-bearing accounts specifically, for the Interest on Real Estate Brokers Trust Account (IOREBTA) Program.
In administering the IOREBTA program, the Connecticut Housing Finance Authority (CHFA) acts as the liaison to and consults with the Housing Advisory Panel as defined by CGS §8-265h. CHFA also manages the collection of funds and processes disbursements on behalf of the Panel. The annual report details the sources and uses of the IOREBTA program funds.
The 2025 annual report details the sources and uses of the IOREBTA program.
The IOREBTA Program has realized $11,317,731.00 in interest on the escrow accounts since its inception in 1992 and currently has 832 participating brokers.
In 2025, $485,001.12 in interest was received from 37 lenders. The top five lenders participating were M&T Bank, Chase Bank, Bank of America, Key Bank, and Citizens Bank of CT. A complete listing of participating lenders and interest remitted is provided in the full report.
2024 Report
2023 Report
2022 Report
2021 Report
2020 Report
2019 Report
2018 Report
2017 Report
2016 Report