The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Understand the basic steps to becoming a homeowner.
Are you experiencing financial hardship? CHFA has programs that may help you.
Real Estate Agents
Owners and Property Managers
**Rates are subject to change.
Additional fees may apply.
CHFA loans offer competitive incentives that help home seekers become homeowners. Contact a CHFA- Participating Lender to find out which mortgage is best for you.
These Fannie Mae and Freddie Mac conventional mortgage programs offer a 30 year, fixed rate mortgage with low cost mortgage insurance coverage requirements.
FHA, VA, USDA below-market interest rate mortgages along with CHFA down payment assistance loan programs to eligible applicants, makes the dream of homeownership more affordable.
If you don't have enough saved for the down payment and closing costs, the CHFA Down Payment Assistance Program loan can help you make the switch from renting to owning a home.
The Time To Own loan can be combined with the CHFA Down Payment Assistance Program loan to eligible applicants, for both down payment and closing cost assistance for the purchase of your first home.
Contact Capital for Change, Inc. (C4C) at (855) 656-5500 for details.
Certain areas of Connecticut are designated "targeted areas" based on IRS guidelines . If you purchase a home in a federally designated "targeted area," you will receive an additional 0.25% discount on CHFA's published interest rate. The first-time homebuyer* requirement is waived. Borrowers cannot combine the Target Area discount with any other discount rate.
Learn more about Targeted Areas in Connecticut.
*A first-time homebuyer is also defined as someone who has not owned a home in the past three years.