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Interest on Real Estate Brokers Trust Account (IOREBTA)


The IOREBTA Program was created pursuant to Public Act 91-314[1] and is amended by Public Act 92-69[2] with the main purpose to provide mortgage assistance for low- or moderate-income families or persons with down payments or any other appropriate housing subsidies by relying on the interest earned from residential and commercial escrow funds deposited by real estate brokers[3].

All banks participating in the Program are required to download and complete a Real Estate Escrow Deposit Account Application for each account that is opened and to remit the applicable accrued interest to the address listed below.  Alternatively, if a bank wants to wire the accrued interest directly to CHFA, please call the Finance Department at (860) 571-4379 or (860) 721-9501 for wiring instructions.

Real Estate Escrow Deposit Account Application 

Please remember to send a copy of the completed application to:
Connecticut Housing Finance Authority
Attention: Finance Department
999 West Street
Rocky Hill, CT 06067



[1] An Act Concerning the Use of Real Estate Escrow Deposits for Mortgage Assistance for First-Time Homebuyers.

[2] An Act Concerning Alternatives to Foreclosure of Residential Mortgage Loans as a Factor in Community Reinvestment Performance, Mortgage Assistance to Low and Moderate Income Families, and Investment of State Trust Funds by the Treasurer.

[3] Nothing prevents a real estate broker from depositing the funds of any client in a separate interest-bearing account for the benefit of the client.

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