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Programs and Resources For Homeowners

Emergency Mortgage Assistance Program

(EMAP) provides temporary assistance to eligible Connecticut homeowners who are facing foreclosure due to a financial hardship. 

Foreclosure Prevention

Let us show you how to avoid foreclosure on your home.  Foreclosure prevention counseling is provided free-of-charge to all eligible homeowners.

Reverse Annuity Mortgage (RAM)

A program for elderly homeowners with long-term illnesses and disabilities who need help with housing and health care expenses.

Contact Call Center


CHFA- Approved Housing Counselors


Success takes many forms at CHFA!

We celebrate first-time homebuyers moving into their new homes and struggling homeowners who are receiving emergency help to stay in their homes. We finance new affordable housing and applaud at a ribbon cutting and celebrate when financing for renovations  turn worn-out apartments into  comfortable new homes.
Why did you pick CHFA for your mortgage? 

I bank with Liberty Bank, and when I talked to them about a mortgage, they said CHFA would be the best option for me.  I also did some research on my own.  

Would you recommend CHFA?
I definitely would, actually I have already! I told my friends it was not as hard to buy a house as I thought it would be.   

How did it go?
The process was smooth and I was able to find information to help on CHFA’s website. I took the online homebuyer education course too. The closing went well. I wasn’t really sure what to expect, but after taking the education class, I understood the terms.

Why did you buy a house?
Renting an apartment is OK, but I didn’t like that I couldn’t paint or do anything to make an apartment more my own. I knew I wanted to live somewhere that would be close to my job and my family, but I wanted something just for myself. I’m proud that it’s mine! My mom, Patricia Moseley, is a  REALTOR® and she helped me find my house.  It’s just been a couple of weeks, but I already feel like I’ve been here forever!

Smiling Young Lady
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