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Connecticut Housing Finance Authority

  • Homebuyers & Homeowners


    Homebuyers

    Understand the basic steps to becoming a homeowner.

    • All Homebuyer Mortgage Programs
    • CHFA First-time Homebuyer Guide
    • CHFA Homes For Sale
    • Homebuyer Education


    Homeowners

    Are you experiencing financial hardship? CHFA has programs that may help you.

    • Emergency Mortgage Assistance Program (EMAP)
    • Foreclosure Prevention Resources
    • Reverse Annuity Mortgage (RAM)
    • Mobile Manufactured Home Refinance Program
    • MyHomeCT
  • Lenders, Real Estate Agents, Counselors


    Lenders

    • Loan Reservation Lock Policies Q&A
    • Loan Origination System (LOS)
    • Mortgage Program Resources
    • Lender Forms
    • CHFA Participating - HUD Approved Counselors
    • Marketing Materials
    • Federal Recapture Tax
    • Training & Events


    Real Estate Agents

    • Homebuyer Mortgage Programs
    • CHFA Participating - HUD Approved Counselors
    • Marketing Materials
    • Federal Recapture Tax
    • Interest on Real Estate Brokers Trust Account
    • Training & Events


    Counselors

    • Homebuyer Education Calendar
    • Submit Class Schedules
    • Counselors Resource Center
    • Counselor Forms
    • Payment Request Policy
    • Marketing Materials
    • Training & Events
  • Developers, Owners & Property Managers


    Developers

    • Tax Credit Programs
    • Housing Developer Financing Products
    • Multifamily Interest Rates
    • Design and Construction Criteria
    • Consolidated Application


    Owners and Property Managers

    • Compliance Reporting and Property Look-up
    • LIHTC Compliance
    • Project-Based Section 8 Assistance
    • Income Limits and Gross Rents Look-up
    • Capital Improvement Resources and Financing
    • Property Management Resources
 
 
Time to Own slide

The time to own is now!

CHFA's new forgivable down payment assistance loan can help you purchase your first home.

Learn More about The time to own is now!
Homeowners

MyHomeCT is now available

to homeowners with a COVID-19 related financial hardship. Start your application today!

Learn More about MyHomeCT is now available
The Intersect: A CHFA Blog

The Intersect: A CHFA Blog

Insight and reflections on the ways housing touches our lives.

Learn More about The Intersect: A CHFA Blog
Homebuyers &
Homeowners
  • CHFA First-time Homebuyer Guide
  • All Homebuyer Mortgage Programs
  • CHFA Homes For Sale
  • Homebuyer Education
  • CHFA- Participating Lenders
  • Loan Status Information
  • Foreclosure Prevention Resources
Lenders, Real Estate Agents, Counselors
  • Homebuyer Mortgage Programs 
  • Sales Price - Income Limits - Targeted Areas 
  • CHFA Mapping Tools
  • Loan Status Information
  • CHFA Participating - HUD Approved Counselors
Developers, Owners &
Property Managers
  • Multifamily Affordable Housing Financing
  • 2022 and 2023 QAP, General Info & Forms
  • Asset Management/Compliance Guidelines
  • Property Management Resources
  • Design and Construction Criteria
  • Consolidated Application Materials

Interest Rates

Today's Homebuyer Rate
Residential

0.000 %* Click for APR

Recent Multifamily Rate
Commercial

0.000 %*

*Rates are subject to change. Additional fees may apply.

Subscribe to one or more of our mailing lists to receive updates on news, events and funding opportunities with CHFA. If you are currently receiving updates from CHFA, you are all set. Thank you.

 

General News

  • Governor Lamont Announces Launch of MyHomeCT: A Federally-Funded Mortgage Relief Program for Connecticut Homeowners Financially Impacted by the COVID-19 Pandemic

    VIEW DETAIL
  • CHFA Awards $11.1 Million in Federal Tax Credits for Affordable Housing Development

    VIEW DETAIL
  • CT nonprofits get $10.9 million in tax credits for affordable housing

    VIEW DETAIL
  • Affordability for Torrington

    VIEW DETAIL

Events

/ view all
  • Feb
    14
    11:00 AM - 01:30 PM

    Comprehensive Participating Lender Training - Webinar

    View Details
  • Feb
    15
    11:00 AM - 12:15 PM

    Closing / Post-Closing Training- Webinar

    View Details
  • Feb
    20
    (All Day Event)

    President's Day - Office Closed

    View Details
  • Feb
    21
    01:00 PM - 02:00 PM

    Mortgage Committee Meeting

    View Details
  • Feb
    22
    11:00 AM - 12:30 PM

    Loan File Submission - Webinar

    View Details
  • Feb
    23
    09:00 AM - 10:00 AM

    Finance Audit Committee Meeting

    View Details

Quicklinks

  • icon-papers 2022 and 2023 LIHTC QAP
  • icon-device UniteCT Emergency Rental Assistance Program
  • icon-book Research, Data, & Reports
  • icon-hardhat2 Supplemental Collapsing Foundation Loan Program
  • approved_lenders CHFA- Participating Lenders
  • icon-calendar-24_blue Homebuyer Education Calendar
  • for_rent_icon Find a Place to Rent
AR0221cover

CHFA Annual Report 2021

The Connecticut Housing Finance Authority (CHFA) submits an annual report to the Governor, the Auditors of Public Accounts each year. Click the image to the left to view the interactive version of the report.  Click the link below to download the full report. 

DOWNLOAD FULL REPORT AND AUDITED FINANCIAL STATEMENT 

            2021 HIGHLIGHTS

1,825


units of affordable multifamily
housing approved for financing

1,157


mortgages to first-time homebuyers, totaling
more than $237 million

Success takes many forms at CHFA!

We celebrate first-time homebuyers moving into their new homes and struggling homeowners who are receiving emergency help to stay in their homes. We finance new affordable housing and applaud at a ribbon cutting and celebrate when financing for renovations  turn worn-out apartments into  comfortable new homes.
 
Why did you pick CHFA for your mortgage? 

I bank with Liberty Bank, and when I talked to them about a mortgage, they said CHFA would be the best option for me.  I also did some research on my own.  

Would you recommend CHFA?
I definitely would, actually I have already! I told my friends it was not as hard to buy a house as I thought it would be.   

How did it go?
The process was smooth and I was able to find information to help on CHFA’s website. I took the online homebuyer education course too. The closing went well. I wasn’t really sure what to expect, but after taking the education class, I understood the terms.

Why did you buy a house?
Renting an apartment is OK, but I didn’t like that I couldn’t paint or do anything to make an apartment more my own. I knew I wanted to live somewhere that would be close to my job and my family, but I wanted something just for myself. I’m proud that it’s mine! My mom, Patricia Moseley, is a  REALTOR® and she helped me find my house.  It’s just been a couple of weeks, but I already feel like I’ve been here forever!

Smiling Young Lady
 
 

Contact Info

icon-marker 999 West Street • Rocky Hill, CT 06067
icon-phone(860) 721-9501 
icon-mail Email
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