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Connecticut Housing Finance Authority

  • Homebuyers & Homeowners


    Homebuyers

    Understand the basic steps to becoming a homeowner.

    • All Homebuyer Mortgage Programs
    • CHFA First-time Homebuyer Guide
    • CHFA Homes For Sale
    • Homebuyer Education
    • Calculators & Resources


    Homeowners

    Are you experiencing financial hardship? CHFA has programs that may help you.

    • Emergency Mortgage Assistance Program (EMAP)
    • Foreclosure Prevention Resources
    • Reverse Annuity Mortgage (RAM)
    • Mobile Manufactured Home Refinance Program
  • Lenders, Real Estate Agents, Counselors


    Lenders

    • Conventional AMI Loan Program (CALP) FAQ's
    • Loan Origination System (LOS)
    • Mortgage Program Resources
    • Lender Forms
    • CHFA- Approved Housing Counselors
    • Marketing Materials
    • Federal Recapture Tax
    • Training & Events


    Real Estate Agents

    • Homebuyer Mortgage Programs
    • CHFA- Approved Housing Counselors
    • Marketing Materials
    • Federal Recapture Tax
    • Interest on Real Estate Brokers Trust Account
    • Training & Events


    Counselors

    • Homebuyer Education Calendar
    • Submit Class Schedules
    • Counselors Resource Center
    • Counselor Forms
    • Payment Request Policy
    • Marketing Materials
    • Training & Events
  • Developers, Owners & Property Managers


    Developers

    • Tax Credit Programs
    • Housing Developer Financing Products
    • Multifamily Interest Rates
    • Design and Construction Criteria
    • Consolidated Application


    Owners and Property Managers

    • Compliance Reporting and Property Look-up
    • LIHTC Compliance
    • Project-Based Section 8 Assistance
    • Income Limits and Gross Rents Look-up
    • Capital Improvement Resources and Financing
    • Property Management Resources
 
 
Pinetree apartments

CHFA offers assistance to homeowners affected by

COVID-19. To learn more about this program and find other housing-related information, click below.

Learn More about CHFA offers assistance to homeowners affected by
First time homebuyer family

CHFA offers assistance to homeowners affected by

COVID-19. To learn more about this program and find other housing-related information, click below.

Learn More about CHFA offers assistance to homeowners affected by
Homebuyers &
Homeowners
  • CHFA First-time Homebuyer Guide
  • All Homebuyer Mortgage Programs
  • CHFA Homes For Sale
  • Homebuyer Education
  • CHFA- Approved Lenders
  • Foreclosure Prevention Resources
Lenders, Real Estate Agents, Counselors
  • Homebuyer Mortgage Programs 
  • Sales Price & Income Limits 
  • CHFA Mapping Tools
  • Loan Status Information
  • CHFA- Approved Housing Counselors  
  • Conventional AMI Loan Program (CALP) FAQ's
Developers, Owners &
Property Managers
  • Multifamily Affordable Housing Financing
  • Current QAP, General Info & Forms
  • Asset Management/Compliance Guidelines
  • Property Management Resources
  • Design and Construction Criteria
  • Consolidated Application Materials

Interest Rates

Today's Homebuyer Rate
Residential

0.000 %* Click for APR

Recent Multifamily Rate
Commercial

0.000 %*

*Rates are subject to change. Additional fees may apply.

Subscribe to one or more of our mailing lists to receive updates on news, events and funding opportunities with CHFA. If you are currently receiving updates from CHFA, you are all set. Thank you.

 

General News

  • CT Housing Finance Authority offering 2.5% interest rate, a record low in its history

    VIEW DETAIL
  • Connecticut agency's strategic plan targets affordable housing - The Bond Buyer

    VIEW DETAIL
  • Connecticut agency's strategic plan targets affordable housing

    VIEW DETAIL
  • CHFA strengthens downpayment assistance program loans

    VIEW DETAIL

Events

/ view all
  • Mar
    9
    11:00 AM - 12:30 PM

    Bond Compliance Eligibility and Homebuyer Education - Webinar

    View Details
  • Mar
    9
    02:00 PM - 03:30 PM

    Mortgage Loan Programs and How to Reserve a Loan - Webinar

    View Details
  • Mar
    10
    11:00 AM - 12:30 PM

    CHFA Conventional AMI Loan Program (CALP) Training - Webinar

    View Details
  • Mar
    10
    02:00 PM - 03:30 PM

    Downpayment Assistance "DAP" Program Webinar

    View Details
  • Mar
    16
    11:00 AM - 12:30 PM

    Loan File Submission - Webinar

    View Details
  • Mar
    16
    02:00 PM - 03:00 PM

    Lender Training-Webinar (Closing / Post-Closing Only)

    View Details

Quicklinks

  • approved_lenders December 2020 LIHTC Public Input Comments
  • icon-papers Housing & Community Development Leadership Institute
  • icon-book Research, Data, & Reports
  • icon-hardhat2 Supplemental Collapsing Foundation Loan Program
  • approved_lenders CHFA- Approved Lenders
  • icon-calendar-24_blue Homebuyer Education Calendar
  • for_rent_icon Find a Place to Rent
CHFA_Annual_Report_2019_FINAL_PDF_Cover

CHFA Annual Report 2019

The Connecticut Housing Finance Authority (CHFA) submits an annual report to the Governor, the Auditors of Public Accounts each year. Click the photo to view the highlights of the report.  Click the link below to download the full report. 

DOWNLOAD FULL REPORT AND AUDITED FINANCIAL STATEMENT 

2019 HIGHLIGHTS 

1,310

units of affordable multifamily
housing approved for financing

2,877 single-family mortgages
financed

Success takes many forms at CHFA!

We celebrate first-time homebuyers moving into their new homes and struggling homeowners who are receiving emergency help to stay in their homes. We finance new affordable housing and applaud at a ribbon cutting and celebrate when financing for renovations  turn worn-out apartments into  comfortable new homes.
 
Why did you pick CHFA for your mortgage? 

I bank with Liberty Bank, and when I talked to them about a mortgage, they said CHFA would be the best option for me.  I also did some research on my own.  

Would you recommend CHFA?
I definitely would, actually I have already! I told my friends it was not as hard to buy a house as I thought it would be.   

How did it go?
The process was smooth and I was able to find information to help on CHFA’s website. I took the online homebuyer education course too. The closing went well. I wasn’t really sure what to expect, but after taking the education class, I understood the terms.

Why did you buy a house?
Renting an apartment is OK, but I didn’t like that I couldn’t paint or do anything to make an apartment more my own. I knew I wanted to live somewhere that would be close to my job and my family, but I wanted something just for myself. I’m proud that it’s mine! My mom, Patricia Moseley, is a  REALTOR® and she helped me find my house.  It’s just been a couple of weeks, but I already feel like I’ve been here forever!

Smiling Young Lady
 
 

Contact Info

icon-marker 999 West Street • Rocky Hill, CT 06067
icon-phone(860) 721-9501 or 1-844-CT1-HOME (toll free)
icon-mail Email
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Homebuyers
Homeowners
Lenders
Realtors
Counselors
Developers
Owners & Property Managers
About Us
Contact Us
CHFA

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CHFA is OPEN for business

In support of Governor Lamont’s request for social distancing during the COVID-19 outbreak, CHFA’s office building is closed to the public, however CHFA remains open and continues to provide mission-critical business during this time. We sincerely appreciate your patience and support as we work together during this difficult time to serve Connecticut residents.

To reach a staff member via e-mail or telephone, click on "About Us" for the Staff Directory.

For details on the State of Connecticut’s actions to deal with the current public health crisis to go: https://portal.ct.gov/Coronavirus

KEY CONTACTS:
Homeownership/Single-Family Questions:
Email: SFAMinquiry@chfa.org

Multifamily Questions:
Email: MFAMinquiry@chfa.org

Media inquiries:
(860) 571-4355

CHFA Main #:
(860) 721-9501

CHFA Remote Teleworkers direct voicemail:
(860) 571-3545

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