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Homebuyer Mortgage Interest Rates


The Connecticut Housing Finance Authority offers home loans at below-market and competitive interest rates to eligible homebuyers through its various Homebuyer Mortgage Programs.  Loans are 30 year,  fixed rate with 1% Origination Fee payable to the lender.  By applying for a CHFA loan with one of our Participating Lenders, eligible homebuyers are able to lock in an attractive rate for 90 days.

If your potential home is in a Federally Targeted Area, your interest rate will be 1/4% (0.25%) lower than the published interest rate.   You can view all Targeted Area locations by visiting the CHFA Resource Map.

ProgramGovernment InsuredNon-Government InsuredOrigination FeeAnnual Percentage Rate Range
HFA Preferred Loan Program
N/A2.7501.02.850% - 3.250%
HFA Advantage Loan Program
N/A2.7501.02.850% - 3.250%
CHFA Conventional AMI Loan Program (CALP)
N/A2.7501.02.850% - 3.250%
Homebuyer Mortgage Program
2.5002.7501.02.600% - 3.250%
Downpayment Assistance Program
 Note: The interest rate will be the same as the CHFA first mortgage financing rate. Up to a $250.00 Application Fee payable to the Lender. Additional fees may apply.
Military Homeownership Program
2.3752.6251.02.475% - 3.125%
Teachers Mortgage Assistance Program
2.3752.6251.02.475% - 3.125%
Police Homeownership Program
2.3752.6251.02.475% - 3.125%
203(k) Standard Rehabilitation Mortgage
2.500N/A2.52.600% - 3.000%
203(k) Limited Rehabilitation Mortgage
2.500N/A1.52.600% - 3.000%
 Note: Additional fees may apply to the FHA 203(k) Rehabilitation Programs.
Home of Your Own Program
2.3752.6251.02.475% - 3.125%
Homeownership Program
2.3752.6251.02.475% - 3.125%
Mobile Manufactured Home Loan Program
N/A2.7501.02.850% - 3.250%

Please scroll down on the right for additional Mortgage Program Interest Rates.

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