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Homebuyer Mortgage Interest Rates


The Connecticut Housing Finance Authority offers home loans at below-market and competitive interest rates to eligible homebuyers through its various Homebuyer Mortgage Programs.  Loans are 30 year,  fixed rates, with up to one point (1% Origination Fee) payable to the lender.  Though CHFA interest rates are updated twice weekly, you can lock in an attractive rate for 90 days by applying for a CHFA loan with one of our participating lenders. 

If your potential home is in a Federally Targeted Area, your interest rate will be 1/4% (0.25%) lower than the published interest rate.   You can view all Targeted Area locations by visiting the CHFA Resource Map.

Today is  5/23/2019. The rates are subject to change by 12:00 noon on Tuesdays and Fridays. 

ProgramGovernment InsuredNon-Government InsuredPointsAnnual Percentage Rate Range
HFA Preferred Loan Program
N/A3.7501.03.850% - 4.250%
HFA Advantage Loan Program
N/A3.7501.03.850% - 4.250%
Homebuyer Mortgage Program
3.5003.7501.03.600% - 4.250%
Downpayment Assistance Program
 Note: The interest rate will be the same as the CHFA first mortgage financing rate. Up to a $200.00 Application Fee payable to the Lender. Additional fees may apply.
Military Homeownership Program
3.3753.6251.03.475% - 4.125%
Teachers Mortgage Assistance Program
3.3753.6251.03.475% - 4.125%
Police Homeownership Program
3.3753.6251.03.475% - 4.125%
203(k) Rehabilitation Mortgage Programs
3.500N/A0.03.600% - 4.000%
 Note: Up to 2.5 Points for 203(k) Standard (2.5% Origination Fee Payable to Lender) Up to 1.5 Points for 203(k) Limited (1.5% Origination Fee Payable to Lender). Additional fees may apply.
Home of Your Own Program
3.3753.6251.03.475% - 4.125%
Homeownership Program
3.3753.6251.03.475% - 4.125%
Mobile Manufactured Home Loan Program
N/A3.7501.03.850% - 4.250%

Please scroll down on the right for additional Mortgage Program Interest Rates.

© 2019 Connecticut Housing Finance Authority. All Rights Reserved