The Connecticut Housing Finance Authority offers home loans at below-market and competitive interest rates to eligible homebuyers through its various Homebuyer Mortgage Programs. Loans are 30 year, fixed rates, with up to one point (1% Origination Fee) payable to the lender. Though CHFA interest rates are updated twice weekly, you can lock in an attractive rate for 90 days by applying for a CHFA loan with one of our participating lenders.
If your potential home is in a Federally Targeted Area, your interest rate will be 1/4% (0.25%) lower than the published interest rate. You can view all Targeted Area locations by visiting the CHFA Resource Map.
Today is 1/22/2019. The rates are subject to change by 12:00 noon on Tuesdays and Fridays.
| Program | Government Insured | Non-Government Insured | Points | Annual Percentage Rate Range |
|---|
| N/A | 4.000 | 1.0 | 4.100% - 4.500% |
| N/A | 4.000 | 1.0 | 4.100% - 4.500% |
| 3.750 | 4.000 | 1.0 | 3.850% - 4.500% |
| N/A | N/A | N/A | N/A |
| | Note: The interest rate will be the same as the CHFA first mortgage financing rate. Up to a $200.00 Application Fee payable to the Lender. Additional fees may apply. |
| 3.625 | 3.875 | 1.0 | 3.725% - 4.375% |
| 3.625 | 3.875 | 1.0 | 3.725% - 4.375% |
| 3.625 | 3.875 | 1.0 | 3.725% - 4.375% |
| 3.750 | N/A | 0.0 | 3.850% - 4.250% |
| | Note: Up to 2.5 Points for 203(k) Standard (2.5% Origination Fee Payable to Lender) Up to 1.5 Points for 203(k) Limited (1.5% Origination Fee Payable to Lender). Additional fees may apply. |
| 3.625 | 3.875 | 1.0 | 3.725% - 4.375% |
| 3.625 | 3.875 | 1.0 | 3.725% - 4.375% |
| N/A | 4.000 | 1.0 | 4.100% - 4.500% |
Please scroll down on the right for additional Mortgage Program Interest Rates.