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Mobile Manufactured Home Loan Program


Connecticut residents interested in purchasing a mobile home should consider CHFA’s Mobile Manufactured Home Loan financing. The program’s low-interest rate and low closing costs can help homebuyers finance a single or double-wide manufactured home in a Connecticut state-licensed mobile park.  Applicants must meet Eligibility Requirements below to apply for a loan.  Due to a limited amount of funding for this program, approval depends on the availability of funding. 


  • benefits


  • eligibility

    Eligibility Requirements

    • Prior homeowners are eligible to apply but they cannot own any other property, including second homes, investment or commercial, at the time of closing on the CHFA first mortgage loan for purchase of the mobile manufactured home. 
    • The mobile home must be your primary residence. Investment or vacation properties are not allowed.
    • The sales price of the mobile home must be within the CHFA Sales Price Limits, and your gross income must be within the CHFA Income Limits.   
    • The CHFA Resource Map can tell you if you are within program eligibility limits.   
  • Property Guidelines

    • The mobile home must be affixed to a permanent foundation, with the wheels, axels, and hitches removed.
    • The mobile home must be a year-round home and be located in a state-licensed mobile home park.
    • You will be required to enter into a yearly, renewable lot lease agreement before closing on your loan. 
  • additional-considerations


    Additional Considerations

    • You will be required to attend a free Homebuyer Education class prior to closing. The class will help you understand the home-buying process and offer tips for maintaining your new home. Classes are held online and at locations across Connecticut. 
    • A minimum investment of 20% is required.  CHFA will lend up to 80% of either the appraised value or purchase price of the mobile home, whichever is less.
    • Down payment assistance loans cannot be combined with this program.

How to Apply

You will need to complete an prequalifying application to determine your eligibility.  Once this form is completed, contact the CHFA participating lender for this program,  Capital For Change, Inc.  at (855) 656-5500 or email them at

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