Site Map | Contact Us  |  Search:  

 go
   
Email Print Font - Font +

Homebuyer Mortgage Programs

Overview 

The Connecticut Housing Finance Authority (CHFA) offers a variety of home loans at below-market or competitive interest rates to eligible first-time homebuyers and to prior homeowners intending to purchase homes in areas targeted for revitalization.

CHFA also offers special loan programs that assist renters who receive public assistance move responsibly into homeownership and that encourage borrowers to live in the communities where they work.

Follow the links below to find the CHFA loan program that is right for you.

Learn about our competitive mortgages if you are a first-time homebuyer or a prior homeowner buying a home in a federally targeted area.

Apply for a low interest supplementary second mortgage to help you pay upfront expenses like down payments and closing costs if you have already qualified for a CHFA mortgage.

Investigate our competitive mortgages if you are a teacher, police officer, Active Duty service member, National Guard member, veteran of the U.S. military or a widowed military spouse or civil partner.

Look into an FHA 203(k) Rehabilitation Mortgage if you are interested in buying and renovating a home and/or participating in the HERO Expansion Program.

CHFA offers a first-time homebuyer mortgage loan program that offers a 30-year, fixed rate mortgage with low cost mortgage insurance coverage requirements. There are no exceptions for CHFA Income Limits in Targeted Areas with this Program.

Learn about our affordable mortgages if you are an eligible tenant of publicly assisted housing and wish to become a homeowner.

Learn about our affordable mortgages if you have a disability and are a first-time homebuyer or a prior homeowner moving to a targeted area of the state.

Explore our affordable home financing opportunities if you are purchasing a mobile manufactured home in a state-licensed mobile home park.

Learn about an affordable mortgage program with a 0% loan to assist with downpayment and/or closing costs in specified areas of Manchester.

Explore our competitive mortgages if you receive Section 8 housing vouchers and wish to use them towards a monthly home mortgage payment.

Apply to the Housing Development Fund, Inc. (a CHFA partner) for a low interest supplementary second mortgage to help you pay upfront expenses like down payments and closing costs if you have already qualified for a CHFA mortgage and you are purchasing in Fairfield County or sections of New Haven and Litchfield counties.