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For Homebuyers 

Homebuyer Education

The Connecticut Housing Finance Authority (CHFA) is committed to empowering first-time homebuyers with information that will help them make responsible financial decisions as they prepare for homeownership.  To help deliver on this commitment, CHFA offers homebuyer education courses free-of-charge to prospective homebuyers and CHFA loan applicants in partnership with over ten CHFA/HUD-approved counseling agencies throughout the state.  CHFA homebuyer courses provide instruction on the financial and practical steps of buying and maintaining a home.  

All CHFA mortgage programs require applicants to attend a minimum three-hour pre-closing class or an eight-hour pre-purchase in-depth class as part of their loan application. The eight-hour pre-purchase class, however, is also open to anyone in the community interested in learning more about homeownership.  

Wherever you are on the path to homeownership - whether you have already applied for a CHFA home loan or are just beginning to consider your options- signing up for a CHFA homebuyer course can help you chart the next stages of your journey.

CHFA's three-hour pre-closing class provides an overview of the financial and practical steps involved in buying and maintaining a home for CHFA loan applicants.

CHFA's eight-hour pre-purchase class provides in-depth instruction on the steps towards homeownership to anyone interested in buying their first home. It is also mandatory for CHFA loan applicants under the Section 8 Housing Choice Voucher Homeownership Program. Individual financial and credit counseling sessions are also available.

CHFA offers online homebuyer education through a partnership with e-home America. This course is provided free of charge ONLY to applicants that have registered for a first time homebuyer mortgage with CHFA. The Online counseling option is an accepted, convenient method of meeting the counseling requirement for CHFA loans.

CHFA's Landlord Education and Housing Counseling Services provides, free of charge, an overview on the range of financial and practical topics that a homebuyer should understand before completing the 2-4 family homeownership process. This class is required for those purchasing a 2-4 family home under the CHFA Homebuyer Mortgage Program.