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Homeownership

Overview

The Connecticut Housing Finance Authority (CHFA) is committed to assisting Connecticut individuals and families achieve and sustain their dream of homeownership for a lifetime.  To that end, we offer a variety of competitive mortgage programs, designed especially for first-time homebuyers, as well as loan programs designed for homeowners facing financial hardship.  In partnership with HUD-approved housing counseling agencies throughout the state, we provide free education and counseling services for homeowners in crisis as well.  

CHFA also values its relationship with over 100 approved Participating Lenders statewide. We provide extensive training and support services for any lender that wishes to become our business partner in making affordable mortgages available to eligible Connecticut residents.  Through this collaborative approach, CHFA continues to deliver on its promise of advancing homeownership responsibly throughout Connecticut while adapting its products and services to the changing needs of Connecticut’s diverse neighborhoods and communities.

Find out if you qualify for one of our affordable home mortgage programs; scan our homebuyer resources and you're certain to find what you need!

Explore the loan programs and support services available to you if you are a homeowner in financial distress due to circumstances beyond your control.

Learn about how our Reverse Annuity Mortgage Program enables you to tap into the equity in your home. Locate state and national agencies and organizations that might help you obtain important information related to homeownership.

Join our dynamic network of participating lenders and become a CHFA partner; find the information that you need to become a CHFA-approved Participating Lender.

Contact the staff that can help and guide you at CHFA if you are a first-time homebuyer, a homeowner in crisis, a homeowner interested in a reverse mortgage, a participating lender or a lender interested in obtaining CHFA training.