Homebuyer Programs - (Spanish Version)

• Connecticut Fair Alternative Mortgage Lending     Initiative & Education Services
   (CT FAMLIES) Program
(a program for low- to moderate-income, homebuyers torefinance into a 30-year fixed rate mortgage) 
 click here for printable brochure

• Emergency Mortgage Assistance Program
   (EMAP) click here for a printable brochure
(A program for homeowners who have received a Notice of Foreclosure dated on or after July 1, 2008. The EMAP loan is available to eligible homeowners who are not able to meet their monthly mortgage payment obligation due to extenuating circumstances. CHFA provides assistance in paying a portion of the homeowner's monthly mortgage payment for a maximum of five years.)

• Homebuyer Mortgage Program
(for first-time homebuyers or prior homeowners purchasing in  a targeted area of the State)    printable brochure

No Cost Mortgage Payment Protection offered to new borrowers whose loans are insured by Genworth Mortgage Insurance
(For Homebuyer Mortgage Program Borrowers

Informational Brochure    

WorkGap Program offered by PMI
(For Homebuyer Mortgage Program Borrowers)

Informational Flyer

• Downpayment Assistance Program (DAP)
 (a low-interest rate second mortgage to help with downpayment and closing costs )- PLEASE NOTE: A DAP LOAN CAN ONLY BE USED IN CONJUNCTION WITH A CHFA FIRST MORTGAGE.

• Housing Development Fund's SmartMove
Second Mortgage Program
(This program is offered through Housing Development Fund (HDF) in conjunction with a CHFA first mortgage. A second mortgage program for low- and moderate-income borrowers purchasing a home in Fairfield County or sections of New Haven and Litchfield Counties. For an updated service area map, check HFD's website, www.hdf-ct.org)

• Homeownership Program         printable brochure
(for residents of public housing looking to purchase their first  home)

• Home of Your Own (HOYO)        printable brochure
(for persons with disabilities looking to purchase their first  home)

• Military Homeownership Program       printable brochure
(for members of the U.S. Military, Active Duty, Guard, Reserve
or veterans who served in the US Armed Forces, and who were discharged
or released under conditions other than dishonorable)

•Mobile Manufactured Home Loan Program
(This program is now available to assist Connecticut residents who are looking to purchase a mobile manufactured home located in one of Connecticut’s state-licensed mobile home parks. At total of $2 million in funding is available for this program to qualified borrowers.)

• Police Homeownership Program    printable brochure
(for Municipal and State Police officers in designated areas of the State looking to purchase their first home)

• Pilot Homeownership and Downpayment Assistance Program for Manchester (for first-time hombuyers purchasing a home in specified targeted areas of Manchester)

•Rehabilitation Mortgage Loan Program        printable brochure (see page 6 & 7) (provides mortgage asistance for the purchase and rehabilitation of an older home)

• Section 8 Housing Choice Voucher Homeownership Program      
(for persons with a valid Section 8 voucher who can use their voucher to help pay their monthly mortgage payment)     printable brochure

• Teachers Mortgage Assistance Program    printable brochure
(for teachers working in Priority or Transitional School district or teaching in a subject-matter shortage area)

• Urban Rehabilitation Homeownership (UR Home) Program
(for State, Municipal, and Private Sector Employees looking to purchase a home that needs repairs [in one of six targeted communities].  Must live and work in one of these communities--see program description for more information)