Pilot Urban Rehabilitation Homeownership (UR Home) Program

The UR Home Program is a purchase/rehabilitation loan program. The program officially began on May 1, 2006. Limited funding is available from the State of Connecticut for rehabilitation costs in conjunction with the CHFA 1st mortgage for home purchase.

Loans will be available only in the following six (6) eligible communities: Bridgeport, Hartford, New Haven, New London, Waterbury and the Town of Windham-City of Willimantic (Census tracts 8003-8007 only).

UR Home loans will be available on a first-come, first-serve basis. Eligible borrowers include State Employees, Municipal Employees, if the eligible municipality agrees to participate in the program, and private sector employees, if their employer agrees to make a contribution towards their eligible employees' downpayment and/or closing costs.

Below are informational fact sheets on the UR Home Program to help answer questions on eligibility, funding, etc.

Questions may be directed to the CHFA information lines:
English:        (860) 571-4230
Español:       (860) 571-4352
or via e-mail: URHome@chfa.org

Frequently Asked Questions

Loans are available through the following CHFA Participating Lenders:

Blake Financial, LLC, tel: (877) 442-5253

McCue Mortgage Company, tel: (800) 382-0017
contact: Pamela Perkins ext: 304

People's United Bank, tel: (800) 772-1090

Savings Institute Bank and Trust, tel: (860) 456-6594
(Please note: originating UR Home Loans in New London and Willimantic census tracts 8003-8007 only.)

Webster Bank, tel: (888) 681-7788
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Counseling Agencies

For Bridgeport contact:

Acorn Housing Corp.
Contact: Carlos Algarin (203) 366-4180

For Hartford contact:

Co-opportunity, Inc.
Contact: Gary Evans (860) 236-3617 x101

Mutual Housing of Greater Hartford
Contact: Patricia Bell (860) 296-1797

For New Haven contact:

Neighborhood Housing Services of New Haven
Contact: Tracey Smith (203) 562-0598 x15

For Waterbury contact:

Neighborhood Housing Services of Waterbury
Contact: Tony Bruno (203) 753-1896 x13

For New London & Willimantic contact:

Neighborhood Housing Services of New Britain
Contact: Tony Mangiarelli (860) 224-2433

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UR Home General Fact Sheet

UR Home Homebuyer(s) Fact Sheet

UR Home Allowable Improvements Fact Sheet

UR Home Contractor Fact Sheet

UR Home Counseling Agency Fact Sheet

UR Home Lender Fact Sheet

UR Home Private Sector Employer Fact Sheet